Desk tool
The six-clause guarantee of payment checklist.
Six sentences for tonight's guarantee. Pin them beside the night desk.
Each clause costs one line and pays for itself on the first serious file.
Pin this beside the night desk. Each clause costs one sentence in your guarantee and pays for itself on the first serious file. The full reasoning is in The anatomy of a guarantee of payment.
| Clause | The sentence to include | What it prevents | |
|---|---|---|---|
| ☐ | 1 · Itemisation | "Settlement against a fully itemised invoice only." | Lump sums that hide padding |
| ☐ | 2 · Scoped ceiling | "This guarantee covers up to [X] for the stabilising treatment described; any extension requires a new authorisation." | The ceiling becoming the target |
| ☐ | 3 · Procedure pre-authorisation | "Surgery beyond stabilisation requires the payer's explicit prior authorisation." | The biggest decision being made without you |
| ☐ | 4 · Records on request | "Complete clinical records, in the original language, available on request." | The translated summary being the only story |
| ☐ | 5 · Daily clinical updates | "Named treating physician provides daily clinical updates for inpatient cases." | The silent chart that grows in the dark |
| ☐ | 6 · Independent review | "The payer may have the invoice and record reviewed by an independent physician prior to settlement." | Every other clause being unenforceable |
The midnight protocol
Questions on a live file are welcome at any hour: +20 10 1034 4449 · hossam@elkholy-consulting.com. I am paid only as a share of what I remove from the bill, never a percentage of the invoice. If the bill does not fall, I earn nothing.
Dr Hossam Elkholy
Physician, Former Hospital Medical Director, Red Sea, Egypt
Independent Medical Cost-Containment Consultant
hossam@elkholy-consulting.com · +20 10 1034 4449
Print it, pin it, and let tonight's guarantee be the first one that reads.